How to Find My Routing Number

Your bank's routing number is a 9-digit code you need for direct deposit, wire transfers, ACH payments, and tax refund setup. Here are five ways to find it.

Method 1: On a Check

The routing number is the first set of 9 digits at the bottom left of any personal check. It appears between special symbols (⑆) in MICR (Magnetic Ink Character Recognition) format.

Reading left to right at the bottom of your check:

1. Routing number (9 digits) — between ⑆ symbols
2. Account number — the middle set of digits
3. Check number — the last set of digits

Method 2: In Your Banking App

Most bank mobile apps display your routing number in the account details section.

General steps:

1. Open your bank's mobile app
2. Select your checking account
3. Look for "Account Details," "Account & Routing Numbers," or a similar option
4. Your routing and account numbers will be displayed

Method 3: Through Online Banking

Log into your bank's website and navigate to your account information:

1. Sign in to your online banking portal
2. Select your checking account
3. Find "Account Details" or "Account Information"
4. Your routing number is listed alongside your account number

Method 4: On Your Bank's Website

Most banks publish their routing numbers on their official website. Search for "[your bank name] routing number" on Google or navigate to the bank's help section.

Note: Large banks have multiple routing numbers by state. Make sure you select the routing number for the state where you opened your account.

Method 5: Call Your Bank

Call the customer service number on the back of your debit card. A representative can provide your routing number over the phone after verifying your identity.

Quick Reference: Popular Bank Routing Numbers

Many of the largest US banks have multiple routing numbers by state. Visit the bank's page on VoidedCheck.com for state-specific numbers:

• Chase routing numbers
• Bank of America routing numbers
• Wells Fargo routing numbers
• Chime routing number
• Cash App routing number
• Ally routing number

Important: Routing Numbers Vary by State

Large banks use different routing numbers for different regions. For example:

• Chase has over 20 routing numbers across different states
• Bank of America has routing numbers specific to each state
• Wells Fargo assigns routing numbers based on where you opened your account

Always use the routing number for the state where your account was originally opened — not where you currently live.

How to Verify Your Routing Number

You can verify any routing number is valid using the ABA check digit formula or by searching for it on the Federal Reserve's FedACH directory.

On VoidedCheck.com, enter your bank name to find and verify the correct routing number.

Frequently Asked Questions

Is my routing number on my debit card?

No. Routing numbers are not printed on debit cards. Check your checks, banking app, or online banking portal.

Do routing numbers change?

Rarely. They may change if your bank merges with or is acquired by another bank. Your bank will notify you in advance.

Can I use any routing number for my bank?

Use the routing number for the state/region where your account was opened. Using a different routing number may cause delays.

Is the routing number the same for checking and savings?

Usually yes, but some banks assign different routing numbers for different account types or for wire transfers vs. ACH transfers.

What if I can't find my routing number?

Call your bank's customer service line or visit a branch. They can look up your routing number with your account information.

Find your routing number and generate a voided check →