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Ally Routing Number

Ally Bank's routing number is 124003116. Learn how to find your Ally routing and account number for direct deposit and wire transfers.

Ally Bank Routing Number

Ally Bank's routing number is 124003116.

Unlike traditional banks with multiple routing numbers by state, Ally Bank uses a single routing number for all accounts nationwide. This routing number works for direct deposit, ACH transfers, wire transfers, and automatic payments.

How to Find Your Ally Routing Number and Account Number

Step 1: Log into Ally Online Banking

Visit ally.com and sign into your account, or open the Ally mobile app.

Step 2: Select Your Account

Click or tap on your checking or savings account.

Step 3: View Account Details

Look for "Account Details," "Routing & Account Numbers," or similar. Your routing number (124003116) and account number are displayed.

One Routing Number for All Accounts

Because Ally Bank is an online-only bank with no physical branches, all accounts are serviced through a single routing center. This means:

  • Every Ally checking account uses 124003116
  • Every Ally savings account uses 124003116
  • Wire transfers also use 124003116
  • You do not need to worry about state-specific routing numbers

This is one advantage of online-only banks over traditional banks with dozens of regional routing numbers.

Setting Up Direct Deposit with Ally Bank

  1. Log into your Ally account and find your routing and account numbers
  2. Provide routing number 124003116 and your account number to your employer
  3. If your employer requires a voided check, generate one on VoidedCheck.com
  4. Direct deposit typically activates within 1-2 pay cycles

Ally Bank Routing Number Details

| Detail | Value |

|---|---|

| Routing Number | 124003116 |

| Bank Name | Ally Bank |

| Bank Type | Online-only, FDIC member |

| Used For | Direct deposit, ACH, wire transfers |

| FDIC Insured | Yes (up to $250,000) |

Frequently Asked Questions

Is 124003116 the correct routing number for Ally Bank?

Yes. All Ally Bank accounts — checking, savings, and money market — use routing number 124003116.

Does Ally Bank have multiple routing numbers?

No. Ally uses a single routing number (124003116) for all accounts nationwide.

Can I use this routing number for wire transfers?

Yes. Ally Bank uses the same routing number (124003116) for both ACH transfers and domestic wire transfers.

How do I get a voided check for Ally Bank?

Ally does not provide traditional paper checks for most accounts. Generate a voided check on VoidedCheck.com using routing number 124003116 and your Ally account number.

Is Ally Bank FDIC insured?

Yes. Ally Bank is a member of the FDIC. Deposits are insured up to $250,000 per depositor, per account ownership category.


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