Chime Routing Number

Chime's routing number is 103100195.

This routing number is issued through Stride Bank, N.A., which is Chime's partner bank for checking accounts. All Chime Spending Account holders use this same routing number for direct deposit, ACH transfers, and automatic payments.

How to Find Your Chime Routing Number and Account Number

You can find your Chime routing number and account number directly in the Chime app:

Step 1: Open the Chime App

Launch the Chime mobile app on your phone.

Step 2: Tap "Move Money"

Select "Move Money" from the bottom navigation bar.

Step 3: Tap "Direct Deposit"

Select the "Direct Deposit" option from the menu.

Step 4: View Your Numbers

Your routing number (103100195) and your personal account number are displayed on this screen. You can copy them or share them directly.

Why Does Chime Use Stride Bank's Routing Number?

Chime is a financial technology company, not a chartered bank. Chime partners with Stride Bank, N.A. (and previously Bancorp Bank) to provide FDIC-insured checking and savings accounts. Because Stride Bank holds your deposits, Chime accounts use Stride Bank's routing number for all ACH and direct deposit transactions.

This is the same model used by many digital banks and fintech companies, including Cash App, Current, and Dave.

Setting Up Direct Deposit with Chime

To set up direct deposit and get paid up to 2 days early with Chime:

1. Open the Chime app and go to Move Money → Direct Deposit
2. Copy your routing number (103100195) and account number
3. Provide these numbers to your employer's HR/payroll department
4. Submit a voided check if your employer requires one — generate one on VoidedCheck.com

Chime Routing Number Details

| Detail | Value |

|---|---|

| Routing Number | 103100195 |

| Bank Name | Stride Bank, N.A. |

| Location | Enid, Oklahoma |

| Used For | Direct deposit, ACH, bill pay |

| FDIC Insured | Yes |

Frequently Asked Questions

Is 103100195 the correct routing number for Chime?

Yes. All Chime Spending Account holders use routing number 103100195 through Stride Bank.

Does Chime have more than one routing number?

Some older Chime accounts may use routing number 031101279 (Bancorp Bank). Check your app for the correct number for your account.

Can I use my Chime routing number for direct deposit?

Yes. Chime's routing number works for direct deposit, ACH transfers, and automatic payments.

How do I get a voided check for Chime?

Since Chime does not issue paper checks, you can generate a voided check on VoidedCheck.com using routing number 103100195 and your Chime account number.

Is my money safe with Chime?

Yes. Chime deposits are held at Stride Bank, N.A., which is FDIC insured up to $250,000 per depositor.

Generate a Chime voided check for direct deposit →