Bank of America Voided Check

A voided check from Bank of America is a blank check imprinted with your BofA routing number and account number, marked with the word "VOID" to prevent it from being used as a payment instrument. It serves as verified proof of your banking details for employers setting up direct deposit, billers establishing automatic payments, and financial institutions verifying account ownership.

Bank of America Corporation (NYSE: BAC) is the second-largest bank in the United States by total assets, headquartered in Charlotte, North Carolina. Founded in 1904 in San Francisco as the Bank of Italy by Amadeo Giannini, it was renamed Bank of America in 1930 and later merged with NationsBank in 1998. Bank of America is a Member FDIC bank with deposits insured up to $250,000 per depositor. The bank serves approximately 68 million consumer and small business clients through roughly 3,800 retail financial centers and more than 15,000 ATMs, offering checking, savings, CDs, credit cards, mortgages, auto loans, and Merrill Edge wealth management services.

To get a voided check from Bank of America using VoidedCheck.com: (1) Visit VoidedCheck.com and search for "Bank of America" or enter your BofA routing number. (2) Enter your Bank of America account number from the BofA mobile app or a recent statement. (3) Add your name and address. (4) Preview the voided check for accuracy. (5) Download as PNG or PDF. (6) Print or email to your employer or biller.

Many Bank of America customers have moved away from paper checks entirely, using the BofA mobile app, Zelle, and online bill pay for their daily financial needs. When an employer or service provider requests a voided check, VoidedCheck.com provides an instant alternative in under 60 seconds.

Bank of America assigns routing numbers based on the state where your account was opened. Some of the most commonly used Bank of America routing numbers include 026009593 for accounts in New York, 011000138 for Connecticut, 121000358 for California, and 051000017 for Virginia. Your specific routing number is available through the Bank of America mobile app under account details, on the Bank of America website after logging in, or printed at the bottom left of any existing BofA check.

Direct deposit is the most common reason Bank of America customers need a voided check. Your employer's payroll department uses the routing and account numbers from your voided check to configure electronic paycheck deposits through the ACH network. A voided check generated through VoidedCheck.com contains all the same information as a physical voided check and is accepted by the vast majority of employers.

Bank of America offers several checking account options including Advantage SafePass (no monthly fee), Advantage Plus ($12/month, waivable), Advantage Relationship ($25/month, waivable), and Advantage with Tiered Interest Checking. BofA also provides specialty services including Merrill Edge self-directed investing, Merrill Lynch wealth management, and BofA Private Bank for high-net-worth clients. The voided check format is identical regardless of your checking account type.

Beyond payroll setup, Bank of America customers frequently need voided checks for mortgage payment automation through BofA Home Loans, linking accounts at other financial institutions, setting up recurring insurance premium payments, and verifying account details during loan or refinancing applications.

For Bank of America business checking account holders, voided checks are essential for payroll processing, vendor payment setup, and business tax filings. The process is the same — enter your business routing number and account number on VoidedCheck.com, and download your business voided check instantly.

VoidedCheck.com sources all routing data from the Federal Reserve's FedACH Participant Directory and uses AES-256 encryption during the generation process. Your account number is not stored after your voided check is created.

Ready to generate your voided check? Create your Bank of America voided check now — it takes less than 60 seconds with your routing number pre-filled.

Understanding the MICR Line on Your Bank of America Voided Check

When your employer, landlord, or insurance company asks for a voided check, they are looking for a standardized document that contains your Bank of America routing number and account number in a machine-readable format. The MICR (Magnetic Ink Character Recognition) line at the bottom of the check encodes these numbers in a format that payment processors and financial institutions can read electronically. This is the same format used on every physical check printed by Bank of America and is the reason voided checks remain the gold standard for account verification even in the digital age. You can generate your Bank of America voided check here on VoidedCheck.com with your routing number pre-filled — just enter your account number and download instantly.

Voided Check vs. Cancelled Check

A voided check from Bank of America is different from a cancelled check. A voided check has never been used for a payment — it is a blank check with "VOID" written across the face to prevent anyone from filling in an amount and cashing it. A cancelled check, by contrast, is a check that was previously written, deposited, and processed by the bank. When someone asks for a voided check, they specifically need a blank check with your current routing and account numbers, not a record of a past transaction. Our voided check generator creates a properly formatted document with "VOID" clearly printed across the face, meeting the standard requirements of payroll departments and financial institutions nationwide.