How to Set Up Direct Deposit with Chime

Chime offers early direct deposit — you can get your paycheck up to 2 days before payday. Here is how to set it up.

Chime Banking Details

• Routing number: 103100195 (Stride Bank, N.A.)
• Account number: Found in the Chime app under Move Money → Direct Deposit

For a complete guide, see Chime Routing Number.

Step-by-Step Setup

Step 1: Find Your Chime Account Details

Open the Chime app → Move Money → Direct Deposit. Your routing number (103100195) and account number are displayed here.

Step 2: Get Your Employer's Direct Deposit Form

Ask your HR or payroll department for a direct deposit authorization form.

Step 3: Fill Out the Form

Enter:

• Bank name: Chime (or Stride Bank, N.A.)
• Routing number: 103100195
• Account number: Your unique account number from the Chime app
• Account type: Checking

Step 4: Provide a Voided Check

Chime does not issue paper checks. Generate a voided check on VoidedCheck.com using routing number 103100195 and your Chime account number.

Step 5: Submit and Wait

Submit to your employer. Direct deposit typically starts within 1-2 pay cycles. Once active, you may receive your paycheck up to 2 days early.

Frequently Asked Questions

What routing number do I use for Chime direct deposit?

Use routing number 103100195 (Stride Bank).

How do I get a voided check for Chime?

Generate one on VoidedCheck.com with routing number 103100195 and your Chime account number.

How early does Chime direct deposit arrive?

Chime makes funds available up to 2 days early when your employer sends the deposit in advance.

Can I split my direct deposit with Chime?

This depends on your employer. If their form allows multiple accounts, you can direct a portion of your paycheck to Chime.

Generate a Chime voided check for direct deposit →