SoFi Bank Voided Check

A voided check from SoFi Bank shows your SoFi routing number and account number in MICR format at the bottom, with "VOID" across the face. Employers, billers, and institutions use this to verify your SoFi banking details for direct deposit, automatic payments, and account transfers.

SoFi (Social Finance, Inc.) (NASDAQ: SOFI), headquartered in San Francisco, California, was founded in 2011 and received its national bank charter in January 2022 through the acquisition of Golden Pacific Bancorp. SoFi Bank, N.A. is a Member FDIC institution with deposits insured up to $250,000 per depositor. SoFi offers the SoFi Checking and Savings account — combining checking and savings in a single product with competitive APY, no account fees, early paycheck access with qualifying direct deposit, and fee-free access to the 55,000+ Allpoint ATM network. SoFi also provides personal loans, student loan refinancing, mortgage products, SoFi Invest brokerage, and SoFi Relay financial tracking tools.

To get a voided check from SoFi using VoidedCheck.com: (1) Visit VoidedCheck.com and search for "SoFi" or enter your SoFi routing number. (2) Enter your SoFi account number from the SoFi app. (3) Add your name and address. (4) Preview the voided check. (5) Download as PNG or PDF. (6) Submit to your employer or biller.

As an online-only bank, SoFi has no physical branches. Most SoFi members do not have a physical checkbook, making VoidedCheck.com the fastest way to get a voided check.

SoFi Bank uses routing number 066010580 for all accounts. This is the same regardless of where you live. You can confirm this in the SoFi app, on sofi.com, or through SoFi customer support.

Direct deposit setup is the primary reason SoFi members need a voided check. SoFi offers benefits for members with qualifying direct deposit including higher APY and early paycheck access. Your employer uses the routing and account numbers from the voided check to configure ACH deposits.

SoFi uses Stride Bank (routing 031101279) and Bancorp Bank (routing 084009519) as partner banks for certain services. Make sure to use the correct routing number for your specific SoFi account, which is shown in the SoFi app under account details.

Other uses include linking SoFi to external accounts, setting up automatic loan payments on SoFi personal loans or student loan refinances, and establishing recurring ACH debits.

VoidedCheck.com sources data from the Federal Reserve FedACH Participant Directory with AES-256 encryption. Account numbers are not stored.

Ready to generate your voided check? Create your SoFi Bank voided check now — it takes less than 60 seconds with your routing number pre-filled.

Understanding the MICR Line on Your SoFi Bank Voided Check

When your employer, landlord, or insurance company asks for a voided check, they are looking for a standardized document that contains your SoFi Bank routing number and account number in a machine-readable format. The MICR (Magnetic Ink Character Recognition) line at the bottom of the check encodes these numbers in a format that payment processors and financial institutions can read electronically. This is the same format used on every physical check printed by SoFi Bank and is the reason voided checks remain the gold standard for account verification even in the digital age. You can generate your SoFi Bank voided check here on VoidedCheck.com with your routing number pre-filled — just enter your account number and download instantly.

Voided Check vs. Cancelled Check

A voided check from SoFi Bank is different from a cancelled check. A voided check has never been used for a payment — it is a blank check with "VOID" written across the face to prevent anyone from filling in an amount and cashing it. A cancelled check, by contrast, is a check that was previously written, deposited, and processed by the bank. When someone asks for a voided check, they specifically need a blank check with your current routing and account numbers, not a record of a past transaction. Our voided check generator creates a properly formatted document with "VOID" clearly printed across the face, meeting the standard requirements of payroll departments and financial institutions nationwide.

Why a Voided Check Instead of Just Writing Numbers Down?

Many people wonder whether they can simply write their routing and account numbers on a piece of paper instead of providing a voided check. While some employers and billers will accept this, many require a voided check because it provides an additional layer of verification — the check format confirms that the routing and account numbers correspond to a real, active SoFi Bank account. A voided check from VoidedCheck.com provides this verification in a professionally formatted document that meets the requirements of virtually all employers and financial institutions. Generate your SoFi Bank voided check now — it takes less than 60 seconds.

How ACH Direct Deposit Works with Your SoFi Bank Account

The ACH (Automated Clearing House) network processes billions of electronic transactions annually in the United States, including direct deposits, bill payments, and account transfers. When you provide a voided check to set up a new ACH transaction, the receiving organization uses your SoFi Bank routing number to identify your bank and your account number to identify your specific account within that bank. This two-number system ensures your money reaches the right account every time. You can verify your SoFi Bank routing number on this page and use our generator to create a compliant voided check document.