Chime Voided Check

A voided check for Chime shows your Chime routing number and account number in MICR format at the bottom, with "VOID" across the face. Employers, billers, and institutions use this to verify your Chime account details for direct deposit, automatic payments, and account transfers.

Chime Financial, Inc., headquartered in San Francisco, California, was founded in 2012 and has grown to serve over 20 million members. Chime is not itself a bank — it is a financial technology company that partners with Stride Bank, N.A. and Bancorp Bank, N.A. (both Members FDIC) to provide banking services with deposits insured up to $250,000 per depositor. Chime offers the Chime Spending Account (checking), Chime Savings Account, and the Chime Credit Builder secured credit card. Key features include no monthly fees, no minimum balance, SpotMe fee-free overdraft protection up to $200, and early direct deposit access up to two days early.

To get a voided check from Chime using VoidedCheck.com: (1) Visit VoidedCheck.com and search for "Chime" or enter your Chime routing number. (2) Enter your Chime account number from the Chime app (Move Money > Account Details). (3) Add your name and address. (4) Preview the voided check. (5) Download as PNG or PDF. (6) Submit to your employer or biller.

Since Chime has no physical branches and does not offer traditional checkbooks, getting a voided check can be challenging. VoidedCheck.com generates a Chime voided check in under 60 seconds.

Chime accounts use one of two routing numbers depending on which partner bank services your account: 031101279 (Stride Bank, N.A.) or 084009519 (Bancorp Bank, N.A.). Your specific routing number is shown in the Chime app under Move Money then Account Details. Make sure to use the correct routing number for your account.

Direct deposit setup is the most common reason Chime members need a voided check. Chime offers early direct deposit — your paycheck can arrive up to two days early with qualifying direct deposit. Your employer uses the routing and account numbers from the voided check to configure ACH deposits.

Some employers may not recognize Chime's partner bank names (Stride Bank or Bancorp Bank) on the voided check. This is normal — the routing numbers are valid Federal Reserve registered numbers, and your employer's payroll system processes them through the ACH network like any other bank.

Other common uses include linking Chime to external accounts, setting up automatic bill payments, establishing recurring ACH debits, and verifying your account for financial applications.

VoidedCheck.com sources data from the Federal Reserve FedACH Participant Directory with AES-256 encryption. Account numbers are not stored after generation.

Ready to generate your voided check? Create your Chime voided check now — it takes less than 60 seconds with your routing number pre-filled.

Understanding the MICR Line on Your Chime Voided Check

When your employer, landlord, or insurance company asks for a voided check, they are looking for a standardized document that contains your Chime routing number and account number in a machine-readable format. The MICR (Magnetic Ink Character Recognition) line at the bottom of the check encodes these numbers in a format that payment processors and financial institutions can read electronically. This is the same format used on every physical check printed by Chime and is the reason voided checks remain the gold standard for account verification even in the digital age. You can generate your Chime voided check here on VoidedCheck.com with your routing number pre-filled — just enter your account number and download instantly.

Voided Check vs. Cancelled Check

A voided check from Chime is different from a cancelled check. A voided check has never been used for a payment — it is a blank check with "VOID" written across the face to prevent anyone from filling in an amount and cashing it. A cancelled check, by contrast, is a check that was previously written, deposited, and processed by the bank. When someone asks for a voided check, they specifically need a blank check with your current routing and account numbers, not a record of a past transaction. Our voided check generator creates a properly formatted document with "VOID" clearly printed across the face, meeting the standard requirements of payroll departments and financial institutions nationwide.

Why a Voided Check Instead of Just Writing Numbers Down?

Many people wonder whether they can simply write their routing and account numbers on a piece of paper instead of providing a voided check. While some employers and billers will accept this, many require a voided check because it provides an additional layer of verification — the check format confirms that the routing and account numbers correspond to a real, active Chime account. A voided check from VoidedCheck.com provides this verification in a professionally formatted document that meets the requirements of virtually all employers and financial institutions. Generate your Chime voided check now — it takes less than 60 seconds.