How to Get a Voided Check Without a Checkbook

Fewer Americans carry checkbooks than ever before. Digital banking, mobile payments, and online transfers have made paper checks nearly obsolete for everyday use. But when your employer or a service provider asks for a voided check, you still need to provide one.

Here are the best ways to get a voided check without owning a traditional checkbook.

1. Use an Online Voided Check Generator

The fastest solution is an online voided check generator like VoidedCheck.com. You enter your bank's routing number and your account number, and the service generates a professional voided check you can download as a PNG or PDF.

Why this works: The generated check contains the same information as a traditional voided check — your routing number, account number, and bank name — which is all your employer needs.

Time required: Less than 60 seconds.

2. Request a Counter Check from Your Bank

Visit your bank branch and ask for a "counter check" or "starter check." These are blank checks printed with your account information. You can write "VOID" across the front and submit it.

Cost: Usually free

Downside: Requires an in-person bank visit during business hours

3. Print a Temporary Check from Online Banking

Some banks allow you to print temporary checks through their online banking portal or mobile app. Check your bank's website for this feature.

Availability: Not all banks offer this option

4. Ask Your Bank for a Verification Letter

Your bank can provide a letter on official letterhead confirming your routing number, account number, and account type. Many employers accept this as an alternative to a voided check.

5. Use a Direct Deposit Authorization Form

Instead of a voided check, many employers accept a direct deposit authorization form. This form includes fields for your routing number, account number, and bank name. Some banks provide pre-filled versions through their online banking portals.

6. Provide a Bank Statement

Some employers accept a recent bank statement as verification of your account details. The statement shows your name, account number, and bank information. You may need to redact the transaction details.

Which Method Is Best?

For speed and convenience, an online voided check generator is the clear winner. You can create your voided check from home, download it immediately, and email it to your employer — all in under a minute.

Generate your voided check now on VoidedCheck.com →